Elliott determined that the 3 most pressing situations for travelers are for those who have flight plans that have been made already, those who are in the middle of their trip and are unable to get home, and those that are considering traveling to Europe for vacation. Check out his article at msnbc.com entitled Trip Insurance: Are You Covered? It is here that he discusses in detail how your trip insurance may or may not cover you should a natural disaster, such as an earthquake or volcanic eruption, happen immediately before or during your trip.