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Community News Feature Articles Featured Article: Medical Evacuation Insurance
Community News Feature Articles Featured Article: Medical Evacuation Insurance
| Featured Article: Medical Evacuation Insurance |
| Friday, 22 June 2007 | |||||||
 Probably the last thing on your mind while planning your next vacation is what you’ll do in case of a major medical emergency while you’re abroad. You’re dreaming about laying on the beach, or skiing the slopes, or sightseeing, not fretting over the possibility of broken limbs and hospital emergency rooms. But it could happen – and it helps to be insured in case it does.One type of insurance that many travelers overlook is coverage for medical evacuation. Even if you’re currently healthy as a horse, a broken leg or a sudden case of a particularly nasty virus can come at you unexpectedly. These problems may make it necessary for you to get home early under medical supervision, and both the costs and complications of cutting your trip short and traveling with medical care can be enormous. To begin your research, you may already have this type of coverage through your personal health insurance and your credit cards. Call them while you’re planning your trip and ask for specifics about what coverage they provide when you’re traveling – your credit card company may offer a huge discount on travel assistance and medical evacuation insurance, provided you use their card to pay for your trip. Coverage on these policies usually includes emergency transportation for you and (if you have them with you) your children, transportation home once you’re back in your home country, and even the costs of bringing a relative to you if you’re stuck in a foreign hospital. On a grimmer note, these policies can also cover the costs of shipping your remains home should you die while you’re out of the country. To illustrate what can happen, my mother-in-law, who is in good health, a few years ago slipped on a wet step going up to the Blue Mosque in Istanbul and broke her ankle. Medical evacuation got her home quickly. The next year on a cruise, she suffered a minor stroke – the type of fairly serious health issue that you want to be under the care of your doctor immediately. Medical evacuation insurance got her back quickly again. As you might imagine, she doesn't travel without Medical evacuation insurance. Travel Assist Network provides air evacuation and air ambulance services, translation services to communicate with local hospitals and medical staff and a wide variety of general travel insurance services. MEDEX offers coverage that includes physicians’ fees and special “hazardous sports” riders. International SOS not only provides medical and evacuation insurance, but their website offers up-to-date information on pandemic preparedness. And MedJet Assistance, an official AARP provider, offers special plans for families, college students and motorcycle riders.
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